Buying a New Build
in the UK

A new build is a home sold by a housebuilder before or just after completion. This guide explains how buying one works, what to check before you reserve, and how to compare housebuilders.

An inspector checking the finish of a new-build kitchen

What is a new build?

A home sold for the first time, usually by the housebuilder that built it.

A new build is a home that has been built by a housebuilder and is being sold for the first time. It can be a house or a flat, and it is usually part of a larger development. You can buy one off-plan, before it is built, or when it is complete and ready to move into.

Housebuilders range from national companies to regional and local builders. They build to their own designs and timetables, so the buying experience varies from one developer to another. That is why it is worth comparing them before you reserve. How to compare new build developers

How to buy a new build, step by step

The exact order can vary, but most new build purchases follow these seven steps.

  1. Choose a development and a developer

    Visit the sales office, ask what is included, and check the developer’s customer satisfaction record. How to compare new build developers

  2. Reserve your plot

    You normally pay a reservation fee and sign a reservation agreement. Read it carefully before you pay. New build viewing checklist

  3. Appoint a solicitor and arrange your mortgage

    You will need a solicitor or licensed conveyancer for the legal work, and your lender will value the home.

  4. Exchange contracts

    This is when the purchase becomes legally binding and you usually pay your deposit. The process differs in Scotland, so ask your solicitor.

  5. Inspect before you complete

    Ask for a pre-completion viewing and consider a professional snagging inspection. What is snagging?

  6. Complete and move in

    You pay the balance, receive the keys and get your warranty documents.

  7. Report defects after you move in

    The developer normally puts right defects reported in the first two years. New build warranties explained

Warranties and protection

Most new builds come with a 10-year warranty from a provider such as NHBC, LABC Warranty or Premier Guarantee. In the first two years the developer is normally responsible for putting right defects. From year three to ten, the warranty is usually insurance for specified structural defects.

Terms vary, so read the policy and check what your mortgage lender accepts. If a complaint with a registered developer is not resolved, you can take it to the independent New Homes Ombudsman Service. New build warranties explained

An inspector checking the finish of a new-build kitchen
An inspector checking the finish of a new-build kitchen

Snagging and after-sales

Snagging means checking a new build for defects and unfinished work, such as paintwork, doors, sealant and fittings. You can arrange a professional pre-completion inspection, and many buyers hire an independent snagging company to do it.

After you move in, write down any issues, photograph them and report them to the developer in writing. What is snagging? · New build driveway and paving problems

Find a snagging company near you

48 independent companies covering all four UK nations.

Browse snagging companies

Choosing a developer

HBF star ratings come from the Home Builders Federation Customer Satisfaction Survey. It asks buyers, about eight weeks after they complete, whether they would recommend their builder. A builder where 90% or more say yes earns 5 stars, and 80% to 89.9% earns 4 stars.

We publish HBF ratings and Trustpilot or Google review scores separately and never blend them into one score. How we rank developers

PositionDeveloperRecommendedRankingChange
Position 1
100%5-star band

29 surveyed

(+9)
Position 2
100%5-star band

30 surveyed

(+7)
Position 3
100%5-star band

96 surveyed

(+5)
4Position 4
100%5-star band

44 surveyed

(+2)
5Position 5
100%5-star band

142 surveyed

No change

Showing 5 of 52 HBF-rated developers · Updated 2 November 2026

See the full rankings

What our directory covers

  • 67

    published developer profiles
  • 1,881

    published developments
  • 1,078

    towns with a published development

Frequently asked questions

As of 15 September 2026, 3West Group is ranked first in our HBF customer satisfaction table. 100% of the 29 buyers surveyed would recommend them. 9 developers scored 100%, so also check how many buyers were surveyed and which regions each builder covers. Rankings measure customer satisfaction, not the quality of one particular development.

New build buying guides

What to check before you buy, from choosing a developer and viewing a property to warranties, snagging and completion.

Sources and further reading

This guide is general information, not legal or financial advice. Rules and schemes differ across England, Wales, Scotland and Northern Ireland, so check current official guidance and speak to a solicitor before you commit.